4.9% APR representative
What we actually check
Income stability, existing obligations and how long you have held your current account. We do not price on postcode and we do not resell your application.
Decisions are returned the same business day. Funds settle on the next one.
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Fees and early repayment
No arrangement fee. Early settlement costs 28 days of interest on the outstanding balance, calculated daily.
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Eligibility in plain terms
Eighteen or over, resident for at least three years, and not currently in a formal debt arrangement. That is the whole list.
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